So Anyway...

jtcnj said:
So, my wife went to our local bank today, which holds our home mortgage.
She paid the final payment. :H5:
We have a modest but well kept home.

We are mortgage free - 26 years on an initial 30yr mortgage!!!
We still have some home equity loan $$ to pay off.

Comparatively, our mortgage payment (without HO ins. or property taxes) - was less than our monthly Health Ins. premium, which was not a "Cadillac" plan.
(which we have been without for some months since it was through my wife's ex employer)

We are signing up for a NJ marketplace plan this weekend.
Higher deductibles and co-pays for the coverage / plan we can afford.

Without any political comment, just a solid factual statement: the whole AHA / Obamacare thing did not improve the health insurance for MY working class / lower middle class family. Your experience may be different and I respect that.

I do not want to give the mods heartburn or start a discussion over it: lets just say I may have had more new gear posts here if they did in fact improve the system, as advertised.
I truly wish they would have.
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Congrats on your final payment!!!
 
jtcnj said:
So, my wife went to our local bank today, which holds our home mortgage.
She paid the final payment. :H5:
We have a modest but well kept home.

We are mortgage free - 26 years on an initial 30yr mortgage!!!
We still have some home equity loan $$ to pay off.

Comparatively, our mortgage payment (without HO ins. or property taxes) - was less than our monthly Health Ins. premium, which was not a "Cadillac" plan.
(which we have been without for some months since it was through my wife's ex employer)

We are signing up for a NJ marketplace plan this weekend.
Higher deductibles and co-pays for the coverage / plan we can afford.

Without any political comment, just a solid factual statement: the whole AHA / Obamacare thing did not improve the health insurance for MY working class / lower middle class family. Your experience may be different and I respect that.

I do not want to give the mods heartburn or start a discussion over it: lets just say I may have had more new gear posts here if they did in fact improve the system, as advertised.
I truly wish they would have.
Click to expand...


Congratulations!!! are in order to you John!! Now you are mortgage free!!!!!!!!!!!!!!!!!!!!What a great feeling that is, I know..:dance::dance::dance::dance::dance::notes::beers:
 
jtcnj said:
So, my wife went to our local bank today, which holds our home mortgage.
She paid the final payment. :H5:
We have a modest but well kept home.
Click to expand...
Big congrats for this accomplishment... :cheers:

And IMO, since I'm also a mortgage free homeowner and also happen to be retired as of over seven years ago, the ACA has created a much bigger burden to retirees in maintaining quality levels of health insurance.
 
mcblink said:
Lol I typically do like to have a more polished idea before presenting it, normally I wouldn't post just short riff ideas etc

I can see where you may have come to expect.....more lol
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Don O said:
So anyway, we got the first of the 6 mural panels hung in the cellar room yesterday. Gonna hang a few more today.

View attachment 79663
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How far is it to the goblin city if I go through the right arch? I'm guessing the booze is much closer if I go through the left arch.
 
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