That's the way I've normally done it, too. However, at times I don't like the muted, less bright result from bare fingers. Sometimes, that more muted tone is what you want. Other times, I want to keep the same type of timbre and volume while finger picking as I'd get with a flat pick. But, I feel finger picking gives more control for some types of passages.
I'm still getting used to them. I practiced with them for a couple of days, then I tried them at rehearsal (which is where I took that pic). They still feel a bit odd to me, but I'm gonna give it some more time and keep working with them to see how I get on with them.