I have Zelle through Bank of America. But a couple times recently, a couple people who owed me money asked if I use Venmo. Perhaps, Venmo is what the younger generation are rather using over Zelle?Only reason I went with Zelle was because that's the product my bank uses.
That’s the nice part of Zelle for me. It’s the one my bank uses. The two times I’ve used it, I logged into my bank from my laptop. Touch more secure than a phone.I still only use Paypal because it seems to be the only one that covers you for fraud. Whether it's ebay or other online purchase, they are like credit card companies in that they will go after the other person and make sure you are not SOL.
If you're only using it in the friends and family type transfers, maybe it's good. My wife uses it, but I don't. I also don't like having all sorts of apps getting access to my checking account or credit cards.